Box 4: Mortgagee/encumbrancer

The name of this box will update to either mortgagee or encumbrancer based on your selection in box 1.

You have several options for adding mortgagees/encumbrancers in this box and can select more than one option where applicable. You must include an address for service for all mortgagees/encumbrancers. The following section will give an overview of each option.

• If you select individual the box will expand to show several fields where you can add one or more individual mortgagee and their address for service.
  • The mortgagee/encumbrancer’s full legal name is required.

• If you select corporation the box will expand to show a field where you can add one or more corporate mortgagees/encumbrancers and their address for service.
  • Where applicable, details of a trust for a self-directed registered account may be provided.

• If you select executor, administrator the box will expand to show additional options, which options will allow the mortgagee/encumbrancer to specify whether the mortgagee/encumbrancer is an executor or an administrator.
  • Additional fields and options will appear when you select one of these options  so you can enter  the particulars of the estate, including the address for service and whether the executor/administrator is an individual, a corporation, or the Public Guardian and Trustee of Manitoba.
    • Additional fields will expand when you select one of these options.

• If you select  government and government agency the box will expand to show a field where you can add one or more government mortgagees/encumbrancers and their address for service.

• Because of prohibitions in The Real Property Act, the mortgagees/encumbrancers cannot be shown as the owners of fractional or undivided interests in the mortgage.
• You can specify the share or fractional interest of the mortgage monies contributed by each mortgagee/encumbrancer.

• The mortgagees/encumbrancers can indicate that they hold the mortgage jointly by selecting the The mortgagees hold the mortgage jointly box.
• The mortgagees/encumbrancers can also provide the details of any agreement for sharing the proceeds of the mortgage if such an agreement exists.